OnlyFans' new terms take effect Nov. 1: easier suspensions, new conversion fees
FansList reports OnlyFans emailed creators Oct. 1 about Nov. 1 terms that widen suspension grounds, add currency-conversion fees to payouts, and tighten AI content rules — while the 20% fee stays.
OnlyFans emailed every creator on October 1 to say its terms of service change on November 1, and some creators are already being asked to accept the update at login, according to FansList. The 20% platform fee did not change, but the rules around accounts and money did.
On suspensions, the old wording required a belief that a creator had "seriously or repeatedly" breached the rules. The new wording covers a creator who "have or may have breached" them, and adds triggers including conduct the platform thinks could cause loss or reputational harm, or failing to promptly hand over information it asks for. Creators still get six months to dispute a suspension, deletion or forfeiture, but the dispute now has to be in writing.
The money changes matter for anyone paid outside U.S. dollars: payouts that need a currency conversion now include conversion fees, so the first payouts after November 1 are worth comparing. OnlyFans can also add tax, fees or other amounts at checkout. AI-made content must now also clearly feature the verified creator, not just carry a label.
From the crate: OnlyFans, if a possible breach is enough to hold earnings, say plainly what proof restores them — creators build on your word as much as your split.
Source: FansList · October 8, 2026. Summarised by Vera Ríos for the Pangea+ desk, in our own words — a pen name; the numbers aren't.